Please help me with this question in details

Question 1: Your healthy 55 years old aunt is planning to retire and comes to you for advice after she understands that you are taking Investments subject in Multimedia University. She is impressed with your investments knowledge during this time of crisis and your online learning progress. She has retirement fund of RM1 million. What advice should you give her in terms of investment policy statement as well as asset allocation? Please justify your answer. (10 marks)