Please help

Percy and Penny Payne are here to see you about applying for a loan for $20,000. They would like to purchase a Nissan that is four years old. There is also a newer vehicle they might wish to purchase that is $24,000. They have completed a credit application. You note that they are existing clients of the bank, and there is a car loan outstanding on their older vehicle. Percy works for Gas Co and has worked there for ___ years. Penny works for an insurance company and has worked there for ___ years. Both are paid bi-weekly. They have provided their most current pay stubs for you to review. Instructions: An Excel file has been provided below that includes the documentation that has been provided by the clients. Complete the credit application and answer the questions in the case study tab using this information. NAITBANK LOAN APPLICATION \begin{tabular}{||l||l|} \hline AMOUNT OF LOAN REQUESTED & MONTHLY PAYMENT YOU \\ +20,000 & \begin{tabular}{l} CAN AFFORD \\ \hline \end{tabular} \\ \hline \end{tabular} PURPOSE OF LOAN NAME RUYY VEHCC FEFOR $24,000 SINI RENT OR OWN? Date: Signature(s): ATCO INSIIRANCE CO FN 03-01587950-23-854-UN 089765112403/05/20X Identification Name: Payne, Penny Current Address: 331104584 Avenue Edmonton, AB T6K OR5 Date of Birth: 03/06/XX Age: 27 S-Payne, Percy FN 03-01587950-23-854-UN 0897651124 03/05/20XX NAITBANK LOAN Application 1. What is missing on the application-fill in the missing information from the credit bureau, asking questions etc. Remember, the application must be signed. See Credit Application 2. Penny's engagement ring is worth $3,000; should that be included on the application and calculated into the net worth? Should Percy's antique desk, worth $2,500, be included? 3. Calculate the Paynes' net worth on the application. What C does this represent? 4. What does the application tell you about the Paynes' character? 4. What is the source of funds for the $4,000 down payment for the purchase of the vehicle? Percy and Penny Payne are here to see you about applying for a loan for $20,000. They would like to purchase a Nissan that is four years old. There is also a newer vehicle they might wish to purchase that is $24,000. They have completed a credit application. You note that they are existing clients of the bank, and there is a car loan outstanding on their older vehicle. Percy works for Gas Co and has worked there for ___ years. Penny works for an insurance company and has worked there for ___ years. Both are paid bi-weekly. They have provided their most current pay stubs for you to review. Instructions: An Excel file has been provided below that includes the documentation that has been provided by the clients. Complete the credit application and answer the questions in the case study tab using this information. NAITBANK LOAN APPLICATION \begin{tabular}{||l||l|} \hline AMOUNT OF LOAN REQUESTED & MONTHLY PAYMENT YOU \\ +20,000 & \begin{tabular}{l} CAN AFFORD \\ \hline \end{tabular} \\ \hline \end{tabular} PURPOSE OF LOAN NAME RUYY VEHCC FEFOR $24,000 SINI RENT OR OWN? Date: Signature(s): ATCO INSIIRANCE CO FN 03-01587950-23-854-UN 089765112403/05/20X Identification Name: Payne, Penny Current Address: 331104584 Avenue Edmonton, AB T6K OR5 Date of Birth: 03/06/XX Age: 27 S-Payne, Percy FN 03-01587950-23-854-UN 0897651124 03/05/20XX NAITBANK LOAN Application 1. What is missing on the application-fill in the missing information from the credit bureau, asking questions etc. Remember, the application must be signed. See Credit Application 2. Penny's engagement ring is worth $3,000; should that be included on the application and calculated into the net worth? Should Percy's antique desk, worth $2,500, be included? 3. Calculate the Paynes' net worth on the application. What C does this represent? 4. What does the application tell you about the Paynes' character? 4. What is the source of funds for the $4,000 down payment for the purchase of the vehicle