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Please help summarize the article use data that is provided on the article. Explain what the data on each figure represent and what the hypothesis

Please help summarize the article use data that is provided on the article. Explain what the data on each figure represent and what the hypothesis and finding are. Thank you!

https://www.federalreserve.gov/pubs/bulletin/2013/pdf/consumer-experiences-with-credit-cards-201312.pdf

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