please help! thank you

5-point) A child was born TODAY. Parents of the child decided to finance their child's expected Tarvard University education through a newly established college 529 plan. A) On the day of the child's 18th birthday, the parents expect to put the college account balance into an LOW-RISK account. This account is expected to earn either 4% every year or 14% every year. (Only one of the two values makes sense; you have to identify the correct one.) For the next 4 annual periods, the parents will be withdrawing payments to finance the child's Harvard education. The first withdrawal ($C=130,000) will be made exactly one year after the child's 18 th birthday. All subsequent annual withdrawals will be growing at a rate of 3% per year. After the last withdrawal (after 4 annual periods), the college account will have $0 balance. What must be the balance of the college account on the day of the child's 18th birthday so that the expected Harvard education withdrawals are fully met? (Hint: it may be a good idea to think 18th birthday date is T=0 )