please help, thank you!

Susan has a 8 year-old daughter, Tracy. She has plans for Tracy to attend a 4 year private university at age 18 . Currently, tuition at the focal private university is $38,000 per year and is expected to increase at 4 \% per year. Assuming Susan can earn an annual compound return of 1196 . How much does Susan need to start saving peryear, starting today, to Note: try to show step by step solutions to get partial credits