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Please help with following question. Thank you Many people say that you must not pass up on investing in your employer's 401k or 403B retirement

Please help with following question. Thank you

Many people say that you must not pass up on investing in your employer's 401k or 403B retirement plans, even if you cannot afford to pay your bills.Why would people suggest this?If you agree, how can you prioritze your finances to ensure you always continue to invest in your employer's retirement plan?

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