please i help if you can

What is the future value of an ordinary annuity that pays $500 per year for 20 years if the appropriate discount rate is 7% ? $10,000.00 (B) $10,700,00 $20,497.75 (D) $21,932.59 $24,672.53 Question 13 What is the present value of a security that will pay $60,000 in 15 years if securities of similar risk pay 3% annually? $38,511.72 B) $44,727,24 (C) 547,289.49 (D) $54,446.66 (E) $93,478.04