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Please I need more help here the question? Shelley wants to cash in her winning lottery ticket. She can either receive sixteen, $187,000 semiannual payments

Please I need more help here the question? Shelley wants to cash in her winning lottery ticket. She can either receive sixteen, $187,000 semiannual payments starting today, or she can receive a single-amount payment today based on a 6% annual interest rate. What is the single-amount payment she can receive today? Thank you.

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