please post answer eith excel formulas

Q2 You are borrowing $32,000 to purchase a new car, and you are considering two loan options, The first is a 4 year loan with a 3.5% Interest rate, and the second is a 3 year loan with a 2.8% Interest rate. If your personal discount rate is 11.3% what is the Net Present Value of picking the second loan over the first one? (Hint: You need to think about what is different if you pick the second loan. What are your marginal cash flows?) NPV Cash Flow Month 1 2 3 4 5 6 2 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48