Please provide work and formula if possible

You plan to borrow S4,000 from a bank. In exchange for $4,000 today, you promise to pay S4,320 in one year. What does the cash flow timeline look like from your perspective? What does it look like from the banks perspective? What does the cash flow timeline look like from your perspective? (Select the best choice below.) OA $4,320 $4,000 ??. ? 4,320 $4,000 ??. $4,000-$4,320 $4.000 $4,320