Please read the article https://papers.ssrn.com/sol3/Papers.cfm?abstract_id=3683222(Links to an external site.) and discuss the following:

*Note: You will need to download the paper. It is free of charge. Just set up account and download/view the pdf.

Summary:

1. Summary of the paper

2. What are the new information you infer or learned

Critical thinking:

1. What are the things that you agree with the author? and why?

2. What are the things that you do not agree with the author? and why?

3.What do you think the future of banks?

4. New suggestions to the author, or actually, future work for you if you want to continue research in this field