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41. What is the uncthical sales practice of making cxaggerated or unsubstantiated statements? a. twisting b. pufting c. induocment d. bait and switch 42. All of the following would be considered countable resources for purposes of Florida Modicald EXCEPT: a. a personal savings socount b. investment holdingr c. the value of a life estate interest in real property d. the value of rental income property 43. Under the income rules for Florida Medicald, how much of a community spouse's Income must be considered when determining the applicant spouse's cligibility for asslstance? . nanc of it b. 1DO perocnt c. 25 peroent d. 50 peroent 44. Florida resident Carly owns a qualified long term care insurance partnership policy for which she paid a total of $18,000 in premlums. Carly entered a nursing home, and the pollcy paid out its full benctit of $150,000. Carly continucd to require care and turned to Medicald for assistance. Due to her policy ownership, what is the additional resource amount that Medicaid will dieregard when assessing Carly's eligibility for asslstance? . $18,000 b. $132,000 c. \$15D,DDD d. $168,000 45. For purposes of determining Medicaid eligibility, which of the following defines the penalty period? a. the number of months an individusl is incligiblc for Mcdicaid assistance duc to an uncompensated tranater b. the number of month an lind widual is inclig ble for payment of benctits under a Iang term care policy after mecting the policy's bencft tringers c. the number of mantha a community spouse must forago his ar her monthly maintenance allowance after a spouse enters a Mcdicaid nursing facility d. the number of months an lindividual has to spend down his or her assets to qualfy for Mcdicaid acslatance