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*Given this forecast, the client wants to take advantage of the low rates and purchase an investment property

A CFP has a 55-year client has reduced his working hours and intends to fully retire in the next couple of years. The client has significant debt, including a mortgage and credit cards. to the COVID pandemic, most economists expect that interest rates will remain at historically low levels for several years. Given this forcast, the client wants to take advantage of the investment property. What should the CFP advise? Encourage the client to borrow at lower rates to increase his investment returns. Discourage him from assuming interest rate risk by accumulating more debt. Encourage him to pay down the mortgage before paying down credit card debt. Tell him to delay retirement until interest rates rise to provide him with higher returns on bonds