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please show and explain all work for calculator and formula Roseanne wants to borrow $185,000 for four years. The lenders offer a 3% interest rate.

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Roseanne wants to borrow $185,000 for four years. The lenders offer a 3% interest rate. Estimate the yearly payment and prepare a loan amortization schedule for the amortized loan. Use a calculator, formula, and Excel

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