please show how to solve in financial calculator

Consider a firm with a contract to sell an asset for $135,000 three years from now. The asset costs $95,000 to produce today. Given a relevant discount rate on this asset of 11 percent per year, will the firm make a profit on this asset? At what rate does the firm just break even? A 15-year annuity pays $1,600 per month, and payments are made at the end of each month. If the interest is 12 percent compounded monthly for the first seven years, and 9 percent compounded monthly thereafter, what is the present value of the annuity