please show step by step directions with explanation

assume that you currently have $$51986$ in the bank. that you are going to recieve $$554$ four times a year until the day of your retirement $(30$ years feom now$).$ what is the present value of all these cash flows if the interest rate is $8\mathrm{.}36\%.$

calculate all present values and add them together.

Thhe answer isr $76\mathrm{.}278\mathrm{.}1501$