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please show the formula and use hand math not just a calculator. - You won a lottery with grand prize of $10 million, payable over

image text in transcribed please show the formula and use hand math not just a calculator.
- You won a lottery with grand prize of $10 million, payable over 20 years at $500,000 per year. If the first payment is made immediately. If your friend Jenny is willing to buy it from you at $6,079,058.25 today. What is the return she is looking for

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