Please show the work, thank you!

Gene wants to have $430,000 in his investment account 20 years from today. Matt also wants $430,000 in his investment account but he is only willing to wait 15 years. How much more would Matt have to deposit today as compared to Gene if they both are to reach their goals and they both earn 14 percent on their investments? Multiple Choice $25,204.82 $30,318.98 $27,534.67 $28,953.95