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9 a) What is the future value of $16,000 (deposited today, no other deposits made) after twenty-five years under 4.60% annual rate, with semi-annual compounding? b) What is the effective annual rate (EAR) for 4.60% annual interest, with interest compounded on a semiannual basis? Be sure to show your EAR answer to 2 decimals, that is x.x% c) What is the future value of $16,000 (as above) after twenty years under 4.60% annual rate, with quarterly compounding? d) What is the effective annual rate (EAR) for 4.60% annual interest rate with quarterly compounding? e) Explain how the effective annual rate changes based on the number of compounding periods per year. f) What is the future value of $16,000 (as above) after twenty-five years under 4.60% annual interest, with daily compounding? Assume a 365-day year and do not do any interim rounding. g) What is the effective annual rate for 4.60% (APR) annual interest with daily compounding