please show work! actuary question

12. Justin borrowed $5,000 to be repaid in four years with level payments made at the end of every quarter. The first payment was made on March 31, 1985. The effective annual interest rate was 4%. What was the amount of interest paid in 1986? A. $ 112 B. $ 133 C. $ 156 D. $ 168 E. Ask Justin (He does not know either)