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please solve 2 questions step by step in one place QUESTION 3 If you make quarterly deposits for 12 years (beginning one quarter from now)

please solve 2 questions step by step in one place
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QUESTION 3 If you make quarterly deposits for 12 years (beginning one quarter from now) into an account that compounds interest at 1% per month, the value of n in the FIA factor (for determining Fat the end of the 12-year period), Is QUESTION 4 An Interest rate of 5% per quarter, compounded continuously, is closest to an effective seminnnual rate of

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