Please solve both will give a like!!

4. You are currently paying for a house that you recently purchased. The total contract with worth $400,000, the length of the term is 30 years, you are paying monthly, and the interest rate is 15%. Please decompose the monthly payment between principal and interest rate for the 13th payment. 5. You are working in a bank, determining whether a potential client should receive a loan or not. They are looking for a mortgage worth $350,000, which they would like to repay on a monthly basis over the next 30 years. The interest rate is 9%. In addition, they are currently paying down a car credit and a consumer credit, which account for a combined $350 per month. The customer would also have to pay approximately $2,400 per year in property taxes and could sign a contract to ensure their real estate against all potential risks for $1,200 per year. Considering their yearly income of $66,000, should you approve them based on your information