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please solve it in 10 mins I will thumb you up You apply for a loan to buy a house and the bank approves the

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please solve it in 10 mins I will thumb you up

You apply for a loan to buy a house and the bank approves the loan. However, you need to agree to certain conditions. Among other conditions, the loan contract mandates you to buy fire insurance and install fire alarms. This is to reduce the risk of which of the following problem? Moral Hazard Adverse selection Lemons problem Free-rider problem Transactions costs

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