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Lisa is trying to get her personal finances in order. She does not know how to organize the following information. Mortgage Payment 1,175 House 780,000 Credit Card Balance 9,300 After-tax Income 6,750 Groceries Expense 240 Car 14,000 Clothing Expense 450 Car Loan Payment 760 Furniture 10,000 Car Loan 9,000 Car Maintenance 150 Utilities Expense 100 Cash in bank 500 Mortgage 480,000 Recreation Expense 400 Canada Savings Bonds 5000 Cell Phone Expense 125 Lottery ticket Expense 325 Lisa has come to you for help. (a) Organize the above financial information into a properly formatted (i) Personal Cash Flow Statement and (ii) Personal Balance Sheet. For the expenses above, assume they are paid monthly Ensure these statements are in a professional format. (10 marks) (b) Calculate the values and comment on each of them: (i) savings rate, (ii) liquidity ratio, (iii) debt-to-asset ratio. (6 marks) (c) Make at least 4 recommendations to help Lisa her improve her money management? (4 marks)