Please solve without using .split(), charAt() would be preferable. Thanks

Complete the generateFormalName method so that... you return the formal name (Mr. or Ms. + last name) given a full name and gender (Strings) as parameters. --You can assume a valid name & gender (any case allowed) is passed in. Example 1: ("Bob Smith", "MaLE") passed in should generate "Mr. Smith" Example 2: ("Maggie May", "feMALE") passed in should generate "Ms. May Tip 1: You are given a String formalName initialized to the empty String - you will want to concatenate other Strings onto this to produce the full formalName. Tip 2: Write your algorithm in English first. Tip 3: Think of all of the methods at your disposal and which could be helpful. LAB ACTIVITY 13.4.1: Assignment 4: Formal Name Generator 0/10 ] String Practice.java Load default template... public class StringPractice { public String generateFormalName(String fullName, String gender) ovo AWNA String formalName = ""; //Insert your code here: return formal Name; 12 }