PLEASE TELL ME IN A DETAIL WAY WHERE DID I WRONG AND WRITE CORRECT ANS AFTER THE THE STEP

the correct ans :345.02

DON'T USE EXCEL

and please tell me why my step is wrong

(12) Suppose Smith is negotiating to purchase a car, and he determines that he must borrow 12,000 to complete the purchase. He is offered financing at a nominal interest rate of with monthly payments beginning one month after the loan is paid. He can repay the loan over a 2-year period (24 payments) at 592.15 per month, or over a 3-year period (36 payments) at 426.64 per month (the same interest rate in both cases). It is required to find 7") and the monthly amount payable if he were able to repay the loan over a 4-year period (still at the same interest rate). 2113) SAL 24 wyment W acco 1,64 D 36 payment =997, 15 a u 11000 = 59215 1 IL 000 1700- = 976,64 able 1 20,76513552 - 1075791 9251 10,1651359241 18:1267579241 - 1 0952 f CH10 * 116518552 t. 15792 18. 1215197 10. / The 135 =!-) 18.176.75792 - 9 10:26 13562 1-VA) 18.116 76992 19, 1395 2 1,389197167 = (14) V019744753334 091 1793334) () 0,0798246664 091793334 - 0.0 820 89.c It - 582 AND HOE 9100699116 DiL0.65 2975599 9