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Please turn these sentences into 2-4 bullet point summaries 1) To further inform the general public, the Federal Trade Commission (FTC) has established a multi-tiered

Please turn these sentences into 2-4 bullet point summaries

1) To further inform the general public, the Federal Trade Commission (FTC) has established a multi-tiered disclosure method. By implementing this technique, it is hoped that customers will have access to all the data they need to make well-informed decisions about how to respond to prescreened credit solicitations.

2) The Federal Trade Commission mandates that an "opt-out notice" be included with all prescreened credit offers in order to ensure that clients are aware of their ability to refuse future offers. Customers must be made aware of their ability to reject any upcoming offers in this notice. A toll-free number for clients to contact in order to opt out of receiving any additional offers must be provided in the notification. Furthermore, users must be able to understand and notice the message in some way.

3) Every prescreened credit offer shall contain a "clear and prominent statement" advising customers that they may be prescreened for credit offers. In addition to the opt-out notice for prescreening that the FTC requires, this obligation exists. This information should be expressed in plain English for the benefit of the entire customer population.

4) Credit offers must also include a "brief statement" outlining the pre-screening process if they have been prescreened in compliance with the FTC's guidelines. This comment must be written in intelligible English and placed in a highly visible area of the offer.

5) The Federal Trade Commission (FTC) aims to promote openness and responsibility in the credit business by ensuring that customers have access to all the information they need to make knowledgeable decisions about their numerous credit options.

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