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QUESTION 1 (30 Marks) A graduate trainee officer has been assigned to your credit department and the bank has given you charge to oversee her training and development. While perusing her monthly report you came across the following statement: - "I have heard a lot of talk about characteristics of a good credit policy from among my colleagues in the department. Yet no one has really sat down with me to guide me on how those credit process policies of the bank are applied." - Required: 1.1.Prepare notes that you would use when conducting a training session with her on this area of her concern. (20 Mark) 1.2.Discuss why the credit policy is important in the bank (10 Mark)