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Tougher regulations on financial institutions can stabilizes the financial markets and discourage participation by surplus deficit units True .a o False .b 2011 Money market securities generally have Capital market securities are typically expected to have a Less liquidity; higher annualized return .a o More liquidity; lower annualized return .bo More liquidity; higher annualized return Less liquidity; lower annualized return .d .CO Pension funds manage funds until they are withdrawn for retirement True a o False .b O 1