Pls answer these 3 questions.

8. The administration of life insurance policies is similar to health insurance policies for all of the following EXCEPT: (A) Use of medical examination (B) Premium collection (C) Policy issue (D) Application (E) Claims administration 9. A disadvantage of cafeteria benefit plans is 1. they can be complex to administer II. employees may fail to choose those benefits that are in their best interest III, that the choice of benefits is limited a. I & Il only b. 1 & Ill only c. II and III only d. I, II and III e. None of the above 10. A well designed benefits program should: (a) fit with the organization's strategic business objectives and culture (b) not be a financial cost to the organization (c) be determined through negotiation with employees (d) provide employees with benefits equivalent to at least 20% of their normal salary (e) all of the above