plz answer the 5, as what i put one of them is wrong .

All else equal, a smaller APR results in which of the following? larger number of periods per year lower future values higher effective annual rates lower present values QUESTION 2 All else equal, fewer compounding periods results in which of the following? higher effective annual rates larger number of periods per year lower present values lower future values All else equal, less frequent compounding results in which of the following? lower present values lower future values larger number of periods per year higher effective annual rates QUESTION 4 All else equal, more compounding periods per year results in which of the following? lower future values higher present values fewer number of periods per year higher effective annual rates Compute the present value of a $44 payment when the discount rate is 5.1 porcent with annual compounding and the payment is in 13 years? Answors should be rounded to two decimal places. Example $3.25