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Points, as it used in reference to loans, refers to a. the actual interest rate charged on the loan. b. the number of years until

Points, as it used in reference to loans, refers to

a. the actual interest rate charged on the loan.

b. the number of years until the loan must be repaid.

c. the credit score needed to obtain the loan.

d. the percentage of the principal that must be repaid at the time the loan is made.

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