Prepare an amortization schedule for a three-year loan of $20,000. The interest rate is 6 percent per year, and the loan calls for equal annual end-of-year payments. (Enter rounded answers as directed, but do not use rounded numbers in intermediate calculations. Round your answers to 2 decimal places (e.g., 32.16). Leave no cells blank. You must enter 'O' for the answer to grade correctly.) Beginning Balance Year Total Payment Interest Payment Principal Payment Ending Balance