Present and future value tables of $1 at 3% are presented below: 14 N 1 8 01:5239 3 FV $1 PV $ 1 F VA $1 1.03000 0.97087 1.0000 1.06090 0.94260 2.0300 1.0927310.91514 3.0909 1.12551 0.88849 4.1836 1.15927 0.86261 | 5.3091 1.19405 0.83748 6.4684 1.22987 0.81309 7.6625 1.26677 1 0.789418.8923 1.30477 0.76642 10.1591 1 .34392 0.74409 11.4639 1.38423 0.72242 12.8078 1 .42576 0.70138 14.1920 1.46853 0.68095 15.6178 1.51259 0.66112 17.0863 1.55797 0.64186 18.5989 1.60471 0.62317 20.1569 PVA $1 0.97087 1.91347 2.82861 3.71710 4.57971 5.41719 6.23028 701969 7.78611 8.53020 9.25262 9.95400 10.63496 11.29607 11.93794 12.56110 FVAD $1 PVAD $1 1.0300 1.00000 2.0909 1.97087 3.1836 2.91347 4.3091 3.82861 5.4684 4.71710 6.6625 5.57971 7.8923 6.41719 9.1591723028 10.4639 8.01969 11.8078 8.78611 13.1920 9.53020 14.6178 10.25262 16.0863 10.95400 17.5989 11.63496 19.1569 12.29607 2 0.7616 12.93794 10 12 16 Bill wants to give Maria a $610,000 gift in 4 years. If money is worth 6% compounded semiannually, what is Maria's gift worth today? Multiple Choice 0 $481,540 O $480,145. 0 $483,065 0 $607,250