Present and future value tables of $1 at 3% are presented below. 103000 097087 10000 0.97087 10300 100000 2 106090 094260 20300 1913472.09091.97087 31836 1347 4 5 6 109273 0.91514 3.0909 2.82861 112551 0.88849 4.1836 1.15927 0.86261 5.3091 119405 0.83748 6.4684 3.71710 4.57971 5.4684 5.41719 6.66 4 .3091 3.82861 25 5.57971 122987 081309 76625 6230288923 6.41719 91591 7.23028 778611 10.4639 8.01969 8.78611 1.38423 072242 12.8078 925262 131920 9.53020 12 142576 070138 141920 995400 14.6178 1025262 13 1.46853 0.68095 15.6178 10.63496 16.0863 10.95400 0.66112 17.0863 11.29607 175989 11.63496 155797 0.64186 18.5989 193794 191569 12.29607 0.62317 201569 12.56110 20.7616 12.93794 126677 0.7894 8.8923 1.30477 0.76642 101591 34392 0.74409 11.4639 8.53020 11.8078 10 14 1.51259 16 160471 Bill wants to give Maria a $620,000 gift in 2 years. If money is worth 6% compounded semiannually, what is Maria's gift worth today