Present and future value tables of $1 at 9% are presented below. PVA of $1 0.91743 1 2 3 PV of $1 0.91743 0.84168 0.77218 0.70843 0.64993 0.59627 FV of $1 1.09000 1.18810 1.29503 1.41158 1.53862 1.67710 1.75911 2.53129 FVAD of $1 FVA of $1 1.0900 1.0000 2.2781 2.0900 3.5731 3.2781 4.9847 4.5731 6.5233 5.9847 8.2004 7.5233 4 5 3.23972 3.88965 4.48592 6 How much must be deposited at the beginning of each year to accumulate to $15,000 in three years if interest is at 9%