Present Value Cheryl wants to have $4600 in spending money to take on a trip to Disney World in three years. How much must she deposit now in a savings account that pays 5% per year to have the money she needs in three years? To have $4.600 in three years, Cheryl would need to deposit $ (Round to the nearest cont.) (Use your financial calculator or you may use the Financial Tables in Appendix Cin computing your answer.)