Present Value of $1 Periods 1% 2% 3% 4% 5% 6% 8% 10% 12% 14% 16% 18% 20% Period 1 0.990 0.980 0.971 0.962 0.952 0.943 0.926 0.909 0.893 0.877 0.862 0.847 0.833 Period 2 0.980 0.961 0.943 0.925 0.907 0.890 0.857 0.826 0.797 0.769 0.743 0.718 0.694 Period 3 0.971 0.942 0.915 0.889 0.864 Period 4 0.961 0.924 0.888 0.855 0.823 Period 5 0.951 0.906 0.863 0.822 0.784 0.840 0.794 0.751 0.609 0.579 0.792 0.735 0.683 0.636 0.592 0.552 0.516 0.482 0.747 0.681 0.621 0.567 0.519 0.476 0.437 0.402 0.712 0.675 0.641 Period 6 0.942 0.888 0.837 0.790 0.746 0.705 0.630 0.564 0.507 0.456 0.410 0.370 0.335 Period 7 0.933 0.871 0.813 0.760 0.711 0.665 0.583 0.513 0.452 0.400 0.354 0.314 0.279 Period 8 0.923 0.853 0.789 0.731 0.677 0.627 0.540 0.467 0.404 0.351 0.305 0.266 0.233 Period 9 0.914 0.837 0.766 0.703 0.645 0.592 0.500 Period 10 0.905 0.820 0.744 0.676 0.614 0.558 0.463 Period 11 0.896 0.804 0.722 0.650 0.585 0.527 0.429 0.350 Period 12 0.887 0.788 0.701 0.625 0.557 0.497 0.397 0.319 Period 13 0.879 0.773 0.681 0.601 0.530 0.469 0.368 0.290 Period 14 0.870 0.758 0.661 0.577 0.505 0.442 0.340 0.263 Period 15 0.861 0.743 0.642 0.555 0.481 0.417 0.315 0.239 Period 20 0.820 0.673 Period 25 0.780 0.610 Period 30 0.742 Period 40 0.672 0.552 0.453 0.554 0.456 0.478 0.375 0.295 0.233 0.092 0.412 0.308 0.231 0.174 0.099 0.057 0.307 0.208 0.142 0.097 0.046 0.022 0.377 0.312 0.215 0.149 0.146 0.424 0.361 0.308 0.263 0.225 0.194 0.386 0.322 0.270 0.227 0.191 0.162 0.287 0.237 0.195 0.162 0.135 0.257 0.208 0.168 0.137 0.112 0.229 0.182 0.145 0.116 0.093 0.205 0.160 0.125 0.099 0.078 0.183 0.065 0.104 0.073 0.051 0.037 0.026 0.059 0.038 0.024 0.016 0.010 0.033 0.020 0.012 0.007 0.004 0.011 0.005 0.003 0.001 0.001 0.140 0.108 0.084 Print Done is Present Value of Annuity of $1 Periods 1% 2% 3% Period 1 0.990 0.980 0.971 Period 2 1.970 1.942 1.913 Period 3 2.941 2.884 2.829 Period 4 3.902 3.808 3.717 Period 5 4.853 4.713 4.580 4% 5% 6% 8% 10% 12% 14% 16% 18% 20% 0.962 0.952 0.943 0.926 0.909 0.893 0.877 0.862 0.847 1.886 1.859 1.833 1.783 1.736 1.690 2.775 2.723 2.673 2.577 2.487 2.402 0.833 1.647 1.605 1.566 1.528 2.322 2.246 2.174 2.106 4.452 3.630 3.546 3.465 3.312 3.170 3.037 4.329 4.212 3.993 3.791 3.605 2.914 2.798 2.690 2.589 3.433 3.274 3.127 2.991 Period 6 5.795 5.601 5.417 5.242 5.076 4.917 4.623 4.355 4.111 3.889 3.685 3.498 3.326 Period 7 6.728 6.472 6.230 6.002 5.786 5.582 5.206 4.868 4.564 4.288 4.039 3.812 3.605 Period 8 7.652 7.325 7.020 6.733 6.463 Period 9 8.566 8.162 7.786 8.111 8.760 Period 10 9.471 8.983 8.530 Period 11 10.368 9.787 9.253 Period 12 11.255 10.575 9.954 9.385 8.863 8.384 7.536 6.814 6.194 Period 13 12.134 11.348 10.635 9.986 9.394 8.853 7.904 7.103 6.424 Period 14 13.004 12.106 11.296 10.563 9.899 9.295 8.244 7.367 6.628 Period 15 13.865 12.849 11.938 11.118 10.380 9.712 8.559 7.606 6.811 Period 20 18.046 16.351 14.877 13.590 12.462 11.470 9.818 8.514 7.469 Period 25 22.023 19.523 17.413 15.622 14.094 12.783 10.675 9.077 7.843 Period 30 25.808 22.396 19.600 17.292 15.372 13.765 11.258 9.427 Period 40 32.835 27.355 23.115 19.793 17.159 15.046 11.925 9.779 6.210 5.747 5.335 4.968 7.435 7.108 6.802 6.247 5.759 5.328 7.722 7.360 6.710 6.145 5.650 4.639 4.344 4.078 3.837 4.946 4.607 4.303 4.031 5.216 4.833 4.494 4.192 8.306 7.887 7.139 6.495 5.938 5.453 5.029 4.656 4.327 5.660 5.197 4.793 4.439 5.842 5.342 4.910 4.533 6.002 5.468 5.008 4.611 6.142 5.575 5.092 4.675 6.623 5.929 5.353 4.870 6.873 6.097 5.467 4.948 8.055 7.003 6.177 5.517 4.979 8.244 7.105 6.233 5.548 4.997 Print Done