Present Value of $1 Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% Period 1 12% 0.990 0.980 0.971 0.962 0.952 0.943 14% 15% 18% 18% 20% Period 2 0.935 0.980 0.961 0.943 0.925 0.907 0.890 0.873 0.857 0.842 0.826 0.797 0.769 0.756 0.743 0.7180.694 0.926 0.917 0.909 0.893 0.877 0.870 0.862 0.847 0.833 Period 3 0.971 0.942 0.915 0.889 0.884 0.840 0.816 0.794 0.772 0.751 0.712 0.675 0.658 0.641 0.609 0.579 Perlod 4 0.961 0.9240.888 0.855 0.823 0.792 0.763 0.735 0.708 0.683 0.636 0.592 0.572 0.552 0.516 0.482 Period 5 0.951 0.906 0.863 0.822 0.784 0.747 0713 0.681 0.650 0.621 0.567 0.519 0497 0.476 0.437 0.402 Period 6 0.942 0.888 0.837 0.790 0.746 0.705 0.666 0.630 0.596 0.564 0.507 0.456 0432 0.410 0.370 0.335 Period 7 0.933 0.871 0.813 0.7600.711 0.665 0.623 0.583 0.547 0.513 0452 0.400 0.376 0.3540.314 0.279 Period 8 0.923 0.853 0.789 0.731 0.677 0.627 0.582 0.540 0.502 0.467 0.404 0.351 0.327 0.305 0.266 0.233 Period 9 0.914 0.837 0.766 0.703 0.6450.592 0.544 0.500 0.460 0.424 0.361 0.308 02840263 0.225 0.194 Period 10 0.905 0.820 0.744 0.676 0.614 0.558 0.508 0.463 0.422 0.386 0.322 0270 0247 0.227 0.191 0.162 Period 11 0.896 0.8040.722 0.650 0.585 0.527 0.475 0.429 0.388 0.350 0.287 0237 0.215 0.195 0.162 0.135 Period 12 10.887 0.788 0.701 0.625 0.557 0.497 0.444 0.397 0.356 0.319 0257 0208 0.187 0.168 0.137 0.112 Period 13 0.879 0.773 0.681 0.601 0.530 0.469 0.415 0.368 0.326 0.290 0.229 0.182 0.163 0.145 0.116 0.093 Period 14 0.870 0.758 0,661 0.577 0.505 0.442 0.388 0.340 0.299 0.263 0.205 0.1600.141 0.125 0.099 0.078 Period 15 0.861 0.743 0.642 0.555 0.481 0.417 0.362 0.315 0.275 0.239 0.183 0.140 0.123 0.10800B40.065 Period 16 0.853 0.728 0.623 0.534 0.458 0.394 0.339 0.292 0.252 0.218 0.163 0.123 0.107 0.093 0.071 0.054 Period 17 0.844 0.714 0.605 0.513 0.436 0.371 0.317 0.270 0.231 0.1980.146 0.1080093 0.080 0.060 0.045 Period 18 10.836 0.700 0.587 0.494 0.416 0.350 0.296 0.250 0.212 0.1800.130 0.095 0.081 0.069 0,051 0.038 Period 19 10.828 0.686 0.570 0.475 0.396 0.331 0.277 0.232 0.194 0.164 0.116 0.083 0.070 0.060 0043 0.031 Period 20 10.820 0.673 0.5540.456 0.377 0.3120.258 0.215 0.178 0.149 0.104 0.073 0.061 0.051 0.037 0.026 Period 21 10.811 0.660 0.538 0.439 0.359 0.294 0.242 0.1990.1640.135 0.093 0.064 0.053 0.044 0.031 0.022 Period 22 0.803 0.647 0.522 0.422 0.3420278 0.226 0.184 0.150 0.123 0.083 0.056 0.046 0.038 0.026 0.018 Period 23 0.795 0.634 0.507 0.406 0.3260.262 0.211 0.170 0.138 0.112 0.074 0.049 0.040 0.033 0.022 0.015 0.158 0.126 0.102 0.066 0.043 0.035 0.028 0.019 0.013 Period 24 0.788 0.622 0.492 0.390 0.310 0247 0.197 0.146 0.116 0.092 0.059 0.038 0.030 0.024 0.016 0.010 Period 25 0.780 0.610 0.478 0.375 0.295 0.233 0.184 0.172 Period 26 0.772 0.598 0.464 0.361 0.281 0.220 0.135 0.106 0084 0.053 0.033 0.025 0.02100140 009 0.161 0.125 0.098 0.076 0.047 0.0290.0230018 0.0110.007 Period 27 10.764 0.586 0.450 0.347 0.268 0.207 0.116 0.090 0.069 0.042 0.026 0.020 0.0160,010 0.005 Period 28 10.757 0.5740437 0.333 0.255 0.1960.150 0.107 0.082 0.063 0.037 0.022 0.017 0.014 0.008 0.005 Period 29 0.7490.563 0.424 0.321 0.243 0.185 0.141 0.099 0.075 0.057 0.033 0.0200.015 0.012 0.007 0.004 Period 30 0.7420552 0.412 0.308 0.231 0.174 0.131 0.067 0 046 0.002 0.022 0.011 0.005 0.0040.003 0.001 0001 Period 40 0672 0.453 0.307 0.208 0.1420 097 0.021 0.013 0.009 0.003 0.001 0.001 0.001 Period 50 0.608 0.372 0.228 0.141 0.087 0.054 0.034 Punt Viue of Ordinary Annuity of $1 Periods 1% 2% 3% 4% 5% 6% 7% 8% 9% 10% 12% 10% 15% 16% Period 1 18% 0.990 0.980 0.971 20% 0.962 0.952 0.943 0.935 0.926 0.917 0.909 0.893 0.877 0.870 0.8620.847 0.833 Period 2 1.970 1.942 1.913 1.886 1.859 1.8331.808 1.783 1.759 1736 1.690 1.6471.626 1.6051566 1.528 Period 3 2.9412.8842829 2.775 2.723 2.673 2.624 2.577 2.531 2487 240223222283 2.246 2.174 2.106 Period 4 3.902 3.808 3.717 3.630 3.546 3.465 3.387 3.312 3.240 3.170 3.037 2.914 2855 2.798 2.690 2.589 Period 5 4.8534.7134.580 4.452 4.329 4.212 4.100 3.993 3.890 3.791 3.605 3.433 3.352 3.274 3.127 2.991 Period 6 5.795 5.601 5.417 5.242 5.076 4.917 4.767 4.623 4.4864.355 4.111 3.8893.784 3.685 3.498 3.326 Period 7 6.728 6.472 6.230 6.002 5.786 5.582 5.389 5.206 5,033 4.868 4.564 4.288 4.160 4.0393,812 3.605 Period 8 7.652 7.325 7.020 6.733 6.463 6.210 5.971 5.747 5.535 5.335 4.968 4.639 4.487 4.344 4.078 3.837 Period 9 8.566 8.162 7.786 7.435 7.108 6.802 6.515 6.247 5.9955.759 5,328 4.9464.772 4.607 4.303 4.031 Period 10 9.471 8.983 | 8.530 8.111 7.722 7.360 7.0246.710 6.418 6.145 5.6505.216 5,019 4.833 4494 4.192 Period 11 10.368 9.787 | 9.253 8.760 8.306 7.887 7.499 7.139 6.805 6.495 5.938 5.453 5.234 5.029 4.656 4.327 Period 12 11.255 10.575 9.954 9.385 8.863 8.3847.943 7.536 7.1616.814 6.194 5.660 5.421 5.1974.793 4.439 Period 13 12.13411.348 10.635 9.986 9.394 8.853 8.358 7.904 7.487 7.103 6.424 5,842 5583 5.3424.910 4.533 Period 14 13.004 12.106 11.296 10.563 9.899 9.295 8.745 8.244 7.786 7.367 6.628 6.002 5.7245.468 5.008 4.611 Period 15 13.865 12.849 11.938 11.118 10.3809.712 9.108 8.559 8.061 7.606 6.811 6.142 5.847 5.575 5.092 4.675 Period 16 14.718 13.578 12.561 11.652 10.838 10.106 9.447 8.851 8.313 7.824 6.9746.265 5.954 5.669 5.162 4.730 Period 17 15.562 14.292 13.166 12.166 | 11.274 10.477 9.763 9.122 8.5448.022 7.1206.373 6.047 5.749 5.222 4.775 Period 18 16.398 14.992 13.754 12.659 11.690 10.828 10.0599.372 8.756 8.2017.250 6.4676.128 5.818 5.273 4.812 Period 19 17.226 15.678 14.324 13.134 12.085 11.158 10.336 9.604 8.950 8.365 7.366 6.550 6.1985.877 5.316 4.844 Period 20 18.046 16.351 14.877 13.590 12.462 11.470 10.5949.818 9.129 8.51474696.623 6259 5.9295.353 4.870 Period 21 18.857 17.011 15.415 14.029 12 821 11.764 10.836 10.017 9.292 8.6497.5626.6876.3125.973 5384 4.891 Period 22 19.660 17.658 15.93714.451 13.163 12.042 11.061 10.2019.4428.7727645 6.743 6.3596.011 5.410 4.909 Period 23 20.456 18 292 16.44414857 13.489 12 303 11 272 10.371 9.5808.8837.718 6.792 6.399 6.044 5.432 4.925 Period 24 21.243 18.914 16.936 15.247 13.799 12.550 11.469 10.529 9.707 8.9857.784 6.835 6.4346.073 5.451 4.937 Period 25 22.023 19.523 17.41315.622 14.094 12.783 11.654 10.675 9.8239.077 7.8436.873 6.464 6.097 5.467 4.948 Period 26 22.795 20.12117.877 15.983 14.375 13.003 11.826 10.8109.929 9.1617 896 6.906 6.491 6.118 5.480 4.956 Period 27 23.560 20.707 18.327 16 330 14.643 13.211 11.987 10.935 10.027 9.2377.943 6.935 6.514 6.1365.492 4.964 Period 28 24 316 21.28118.764 16.663 14.898 13.406 12. 137 11.051 10.116 93077.984 6.961 6.534 6.152 5,502 4.970 Period 29 25.066 21 844 19.188 16.984 15.141 13.591 12 278 11.158 10.1989.3708022 6.9836.551 6.166 5.510 4.975 Period 30 25 808 22.396 19.600 17.292 15.372 13.765 12.409 11.258 10.274 9.4278.0557.003 6.566 6.1775.517 4.979 Period 40 32 835 27.355 23.115 19.793 17.159|15.046 13.332 11.925 10.757 9.779 | 8.244 7.105 6.6426.233 5.548 4.997 Period 50 39.196 3142425.730 21.482 18.256 15.762 13.801 12 233 10.962 9.915 8.304 7.133 6.6616.246 5.554 4.999