$($Present value of complex cash$$ flows$)$How much do you have to deposit today so that beginning $11$ years from now you can withdraw $$$$9,000$ a year for the next $5$ years$($periods $11$ through $15)$ plus an additional amount of $$$$18,000$ in the last year$($period $15)?$ Assume an interest rate of $7$ percent.

The amount of money you have to deposit today is $$$

$$

enter your response here. $($Round to the nearest$$ cent.$)$