present value table is attached

\fTable 1: Present Value of $1.00 Period 1% 2% 3% 5% 6% 7% 8% 9% 10% 12% 13% 14% 15% 0.980 0.962 0.926 0.909 0.901 0.885 0.980 0.961 0.943 0.925 0.873 0.826 0.812 0.783 0.756 0.942 0.915 0.889 0.840 0.772 0.731 0.693 0.658 0.961 0.924 0.855 0.763 0.708 0.683 0.659 0.636 0.592 0.951 0.863 0.822 0.784 0.713 0.942 0.888 0.837 0.746 0.596 0.933 0.711 0.547 0.923 0.627 0.582 0.502 9 0.837 0.766 0.703 0.592 0.460 0.424 0.361 0.333 0.308 0.284 10 0.905 0.820 0.558 0.508 0.463 0.422 0.352 0.322 0.270 11 0.896 0.527 0.429 0.388 0.350 0.287 0.261 0.237 12 0.887 0.625 0.497 0.444 ).397 0.356 0.286 0.257 0.231 0.208 0.187 13 ).681 0.601 0.530 0.368 0.326 0.290 0.229 0.204 0.182 0.163 14 0.661 0.442 0.388 0.299 0.263 0.232 0.181 0.160 0.141 Table 2: Present Value of an Annuity of $1.00 2% 3% 4% 5% 5% 7% 8% 9% 10% 11% 12% 14% 15% 0.990 0.980 0.971 0.962 0.952 0.926 0.909 0.893 .859 .833 0.877 0.870 3 2.941 2.775 1.736 1.713 2.723 2.673 2.624 2.577 1.647 1.626 3.902 3.717 2.531 2.444 3.387 3.240 2.283 5 4.853 4.713 1.452 4.329 4.212 4.100 3.037 2.974 3.890 2.914 2.855 .795 5.601 3.791 5.076 4.917 3.696 3.605 3.517 4.486 3.433 3.352 6.728 4.623 6.230 6.002 5.786 5.582 4.231 3.998 .652 7.020 5.033 4.868 3.784 8 4.423 4.288 9 5.733 6.463 8.566 8.162 6.210 5.971 7.786 10 7.435 5.747 5.535 7.108 5.335 5.146 4.799 4.639 4.487 8.983 6.515 8.530 8.111 6.247 5.995 10.368 7.722 7.360 5.759 5.537 11 9.253 7.024 8.760 6.710 5.328 5.132 6.418 4.946 6.145 4.772 5.889 5.650 5.426 5.216 5.019 12 11.255 8.306 10.575 7.887 7.499 9.385 7.139 6.805 6.495 6.207 5.938 5.687 5.453 13 12.134 3.863 10.635 7.943 9.394 7.161 8.853 6.492 6.194 7.904 5.918 5.660 14 13.004 12.106 11.296 10.563 9.899 9.295 7.103 8.745 8.244 6.122 7.786 5.842 5.583 6.982 6.628 6.302 6.002 5.724