Present value (with changing interest rates). Marty has been oftered an injury settlement of $13,000 payable in 3 years. He wants to know what the present value of the ingury setsement is if his opportunity cost is 3%. (The opportunity cost is the interest rate in this problem.) What if the opportunity cost is 7% ? What if it is 10.5% ? If Marty's opportunity cost is 3%, what is the present value of the injury setsement? (Round to the nearest cent)