(Present-value comparison) Much to your surprise, you were selected to appear on the TV show "The Price is Right." As a result of your prowess in identifying how many rolls of toilet paper a typical American family keeps on hand, you win the opportunity to choose one of the following: $1,500 today, $7,000 in 15 years, or $30,000 in 27 years. Assuming that you can earn 13 percent on your money, which should you choose? If you are offered $7,000 in 15 years and you can earn 13 percent on your money, what is the present value of $7,000 ? (Round to the nearest cent.)