Pretend the expected return and standard deviation for the S&P 500 are 11% and 21%, respectively, and the current T-Bill rate is 3%. What is the expected return of a portfolio consisting of $133,000 in the S&P 500 and $100,000 in T-Bills? Enter your answer as a decimal and 4 decimal places. For example, if your answer is 6.75%, enter .0675.