Principle of Insurance

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Kosta was injured in an auto accident caused by a driver's negligence. To compensate him for the lost earnings and medical bills, Kosta will receive: O a. special and punitive damages. O b. general damages. c. special damages. O d. punitive damages. When someone has a greater need of service but pays the same amount, this is called O a. Adverse selection O b. Bad investments C. Reduced claims O d. Excessive premiums