Problem 11.3 Comparing the Costs of a Regular Health Insurance Policy and an HMO [LO11.3] A health insurance policy pays 60 percent of physical therapy costs after a \\( \\$ 100 \\) deductible. In contrast. an HMO charges \\( \\$ 19 \\) per visit for physical therapy. How much would a person save with the HMO if he or she had 10 physical therapy sessions costing \\$35 each? (Do not round intermediate calculations.)