Problem 12-9 Estimating Life Insurance Needs Using the DINK Method [LO12-2] You are a dual-income, no-kids family. You and your spouse have the following debts: Mortgage =$261,000; Auto loan =$10,000; Credit card balance =$2,150, and other debts =$6,200. Further, you estimate that your funeral will cost $9,000 Your spouse expects to continue to work after your death. Using the DINK method, what should be your need for life insurance