PROBLEM 2 [3 points] It will take n years, t months and u days to pay off a $1000 loan if $100 is paid at the end of every year. Assume the effective annual rate to be 5%. a. Find n,t and u. [1.5 pts] b. What is the final payment (i.e., amount paid at time n years, t months &t days). [1.5 pts]