Problem $4-29$ Annuity Present Values

What is the value today of a $15-$year annuity that pays $$590$ per year? The annuity$$s first payment occurs six years from today. The discount interest rate is $12$ percent for Years $1$ through $5$ and $14$ percent thereafter. $($Do not round intermediate calculations and round your answer to $2$ decimal places, e$.$g$.,32\mathrm{.}16.)$