Problem 5 20 You have decided to refinance your mortgage. You plan to bonow whatever is outstanding on your cunent ortgage. The cument monthly payment is S2,356 and you have made every payment on time. The original term of the mortgage was 30 years, and the mortgage is exactly four years and eight months old. You have just made your monthly payment. The mortgage interest rate is 6.375% (APR) How much do you owe on the mortgage today? Monthly payment Number of vears Periods per year Periods into the loan APR 2,356 12 56 6.3750 Discount rate Periods renainne PV ofmortgage DISC PRICEDIsC Retuns tre dscount rate tor a securty 14 1 In cell D12, by using cell references, calculate the discount rate (1 pt.) 2Incel D13, by using cell references, calculate the mumber of periodsemaning on the loan (1 pt.) In cell D14, by using cell references, calculate the amount that you owe on the mortgage Note: The output of the expressionor furiction you typed in his cell is expected as a positive number. (1 pt.)